27 free tools · Business
Free Business Tools
Tools for small businesses and freelancers: create professional invoices, receipts, quotations and purchase orders as PDFs, and work out profit margin, markup, VAT or sales tax, break-even point and ROI.
Use them as often as you like — free, with no sign-up and no daily limits.
- Free
- No sign-up
- Phone & computer
- Documents13
- Pricing & profit6
- Payroll & HR5
- Revenue & planning3
27 tools
All Business Tools
Grouped by what they help you do.
27 tools
- Invoice GeneratorPopularCreate a clean, professional invoice and download it as a PDF.
- Receipt GeneratorMake a payment receipt with items, tax and totals as a PDF.
- Quotation GeneratorPopularProfessional PDF quotes with sections, optional extras, tax, deposit, validity date and a signature block.
- Purchase Order GeneratorCreate a purchase order for suppliers and download it as a PDF.
- vCard to CSV ConverterTurn .vcf contact files from your phone into a CSV spreadsheet.
- Cover Letter GeneratorWrite a structured, professional cover letter with a live preview and PDF download.
- Job Application TrackerTrack every job application from wishlist to offer, with notes and response rate.
- Business Card MakerDesign a business card with your logo and print a sheet of ten at actual size.
- Email Signature GeneratorPopularA professional HTML email signature for Gmail, Outlook and Apple Mail.
- Letterhead MakerDesign a company letterhead with logo, contact details and footer — print or save as PDF.
- Expense Report GeneratorItemise business expenses, total them by category and print a report for approval.
- Privacy Policy GeneratorPopularCreate a plain-language privacy policy with GDPR and CCPA sections for your website or app.
- Terms of Service GeneratorGenerate terms and conditions for a website, app or SaaS — accounts, payments, content and liability.
- Profit Margin CalculatorPopularProfit, margin and markup from cost and price — or the price for a target margin.
- Markup CalculatorSelling price from cost and markup, and the matching margin.
- VAT & Sales Tax CalculatorPopularAdd or remove VAT, GST or sales tax from any price.
- Break-Even CalculatorHow many units you need to sell to cover your costs.
- ROI CalculatorReturn on investment as a percent, plus the annualized return.
- Commission CalculatorCommission earned on a sale, with flat or tiered rates.
- Timesheet & Hours CalculatorPopularWeekly hours from start and end times with breaks, overtime and pay.
- Overtime Pay CalculatorRegular, time-and-a-half and double-time pay for the hours you worked.
- Bonus CalculatorBonus amount, tax withheld and take-home — or gross up to a net target.
- Employee Cost CalculatorThe real cost of an employee: salary plus taxes, benefits, equipment and overhead.
- Meeting Cost CalculatorWhat a meeting really costs in salary time — per meeting and per year.
- Revenue CalculatorRevenue from units or subscribers, projected with growth and churn.
- Cash Flow Forecast CalculatorMonth-by-month cash balance, burn rate and runway for a business.
- Project Cost EstimatorEstimate a project from roles, hours and rates, with overhead, contingency and margin.
Before you start
Good to know
Margin vs markup
Markup is profit as a percentage of cost; margin is profit as a percentage of the selling price. A product that costs $60 and sells for $100 has a 66.7% markup but a 40% margin. Mixing them up is one of the most common pricing mistakes.
Business guides
Step-by-step help that goes with these tools.
- Guide · BusinessHow to Write a Quotation That Wins the JobWhat to put in a quote, how to itemise prices, handle tax, set a validity date and deposit, and follow up — plus how a quote differs from an estimate.Oct 7, 2026 · 7 min read
- Guide · BusinessHow to Make an ATS-Friendly Resume That Still Reads WellWhat applicant tracking systems actually read, the formatting that trips them up, how to use job-advert keywords honestly, and bullet points that rank and persuade.Oct 6, 2026 · 7 min read
Business
Common questions
Quick answers about these free tools.
Are the invoices legally valid?
They include the standard fields most businesses need. Invoice rules differ by country (tax numbers, wording, numbering), so check local requirements before you send.
Do you save my invoices?
No. Your details are kept only in your browser while you work. You can download the PDF and keep your own records.
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